Morris Personal Injury Lawyer

Personal Injury Attorney Seeking Justice for Your Car Accident Injuries in Morris, IL

In 2022, Americans experienced 63 million injuries. Sometimes, an accident is just an accident. Other times, an accident can be directly caused by the wrongdoing or negligence of another person. If another driver runs a red light, slamming into your car and leaving you with substantial injuries, then your recourse is a personal injury claim. The at-fault party—or that person's insurance company—must pay for the damages resulting from the negligence.

Suffering a serious injury because of another person's negligence can leave you or a loved one in a difficult situation. You may be facing significant medical expenses, and you could be unable to return to work. Like most Americans, if you cannot work, you may be unable to pay your normal monthly expenses.

Insurance Coverage Following an Accident

Illinois operates under modified comparative negligence laws (735 ILCS 5/2-1116). This means that the injured party is allowed to recover damages only if he or she is less than 50 percent at fault for the accident. Perhaps you were exceeding the speed limit when the car that ran the red light hit you. It could be determined that you were 10 percent responsible for the accident, reducing your settlement by 10 percent.

If you are negotiating with an insurance company on your own, you are likely to receive a quick—but low—settlement offer. Insurance companies have little incentive to pay what your damages are worth. They know that most injured people need their settlements quickly, and they may leverage this fact to pay out as little as possible. There is more than one downside to accepting a low offer. First, there are no second chances. Second, your injuries could be significantly worse than you first thought, which means your medical expenses could increase dramatically.

During an accident, the body is flooded with adrenaline, which can mask injury symptoms. Suppose the insurance company contacts you the day after your accident and offers you a settlement. You accept, only to find out days later that you have serious back injuries that will require months of treatment and physical therapy and will keep you from returning to work. You are now left to figure out how to cover these costs even when the accident was not your fault.

An experienced personal injury lawyer will carefully calculate your medical expenses, lost wages, future lost income, physical pain, emotional trauma, and any other damages you suffered from the accident. With the attorneys at McNamara Phelan McSteen, LLC advocating on your behalf, your rights and your future will be fully protected. We will work hard to ensure you receive an equitable settlement that fully covers your damages as we fight for you and your loved ones.

Why Our Firm is the Clear Choice for Your Personal Injury Case

While there are many personal injury law firms out there, they are not all the same. Our belief that each client deserves highly personalized representation sets us apart. We are confident that once you have spoken to a knowledgeable personal injury attorney from McNamara Phelan McSteen, LLC, your choice will be clear.

As experienced negotiators, we work hard to ensure that your damages will be fully covered. If the insurance company simply will not agree to a full settlement, our aggressive, highly skilled litigators will not hesitate to take your claim to court.

The attorneys at McNamara Phelan McSteen, LLC believe strongly in our community. We see our clients as neighbors and friends who need our assistance. With more than 150 collective years of legal experience, our lawyers will use that experience to secure justice for you and your loved ones.

We Handle Many Different Types of Personal Injury Claims

If you or a member of your family have been hurt because of another person's negligence, we are ready to help. If you are unable to work and make a living because of your injuries, or if you have experienced financial difficulties related to large medical bills, we will work to ensure that you will be fully compensated for your damages. We handle multiple types of personal injury cases, including:

• Dog bites and animal attacks
• Injury, neglect, or abuse of a loved one in a nursing home
• Automobile accidents including car crashes, truck collisions, and motorcycle accidents
• Workplace injuries
• Premises liability claims from accidents like slip-and-falls
• ATV, snowmobile, and boating accidents
• Wrongful death claims

Contact Our Morris, IL Personal Injury Attorneys

When you have been injured and are struggling to get your life back on track, you need legal assistance from a lawyer you can trust. Contact the Morris personal injury lawyers of McNamara Phelan McSteen, LLC at 815-727-0100. Following a free initial consultation where we will assess the facts and circumstances surrounding your accident, we will work closely with you to help you recover the full compensation you deserve.